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Montonio Split – Buy now, pay later


In addition to the usual payment methods, it is now possible to pay for the purchase in equal installments up to 3 months, without any additional fees. No interest, contract or administration fee is added to the purchase amount.


When paying with Montonio Split, you can choose between several options:

  • Pay after 30 days
  • Pay in two equal parts
  • Pay in three equal parts


Using Montonio Split as a payment method in the shopping cart is easy and fast, applying and concluding a contract is done in a few clicks!


  1. Select the desired products and add them to the shopping cart.
  2. Go to the checkout and select “Pay later, no extra charges” from the payment methods.
  3. Enter your contact information and choose whether you want to pay in 1, 2 or 3 installments and submit the order.
  4. Identify yourself with a Smart-ID, Mobile-ID or ID card, fill in the necessary fields and submit the data.
  5. And the purchase has been successfully completed! You will receive an order confirmation by e-mail.


Montonio Split service is offered by Montonio Finance OÜ in cooperation with the Estonian branch of TF Bank AB. Check the conditions at the point of sale or ask an expert for advice.

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